401 N Nichols St., Nichols, SC - $26,500
Calling All Investors. This Brick Home Is Over 50% Complete And Just Needs To Be Finished For You To Have Instant Equity. Call Us Today!
Swamp Fox Realty & Appraisals
SC USDA Eligible Communities
On this page, you will be able to search for homes in areas that are USDA eligible. Keep in mind that certain home types may not qualify such as manufactured homes on leased land and homes that do not have the correct foundation and homes that need repairs.
When looking to purchase a home, if you are in a household with low to moderate income you may qualify for what is known as a USDA home loan program. This type of loan allows the borrower to obtain a government guaranteed loan with no down payment. This type of loan also allows the seller of the property to pay most if not all of your closing costs which can be considered when presenting an offer, therefore allowing those who can afford a monthly house payment but simply don’t have the initial costs to purchase a home sooner rather than later. For a list of lenders who participate in providing USDA loans, contact one of our agents who can guide you in the right direction.
There are some requirements to obtaining a USDA loan. First the home you purchase must be located in an area approved for USDA financing. Some of the USDA areas in Horry County include Longs, Loris, Conway, Aynor and certain sections of Little River. Secondly, there are minimum and maximum income requirements for obtaining the loan as well as a minimum credit score. Your lender can assist you with determining if you meet those guidelines. Also, the home you wish to purchase has to be move in ready. Foreclosed homes that have major damage, leaking roof, foundation issues, etc. cannot be considered when obtaining a USDA or any government backed loan (FHA and VA fall in that category too).
Once your lender determines you are eligible and the home you are looking to purchase meets all the requirements, you will then have to provide certain documents to the lender such as W2s, pay stubs, tax returns and other financial data along with a complete application. From the start of the process thru closing and moving into your home you will need to allow 45 to 60 days. Wave Beach Realty agents are very familiar with the areas that qualify for the zero down payment USDA loans. They are experts in the process and can make your transition from renting to buying a smooth process. Call one of us today and let us get you started. Check out the list of some of the area homes that are located in USDA eligible areas. Be sure to email or call us for a complete list and one of us will email it to you
SC USDA Eligible Communities
| All Listings | Under $100,000 | $100,000 - $200,000 |
| $200,000 - $300,000 | $300,000 - $400,000 |
1704 Elm St., Conway, SC - $29,900
As Is Where Is: Home Is Being Sold At Lot Value.
CRG Real Estate
2504 Dargan Circle, Conway, SC - $36,900
Investment Opportunity To Own This Ranch Style Home Close To Town. Home Sits On A Corner Lot And Has A Long Front Porch For Those Perfect Evening Sunsets. There Is Potential To Make This Home A Nice Rental Property If Someone Is Willing To Put In ...
Realty ONE Group Dockside
467 Bear Grass Rd. E, Longs, SC - $39,900
3br/2ba Manufactured Home With Land. Screen Porch. 1.01 Acres And Fencing. Square Footage Is Approximate And Not Guaranteed. Buyer Is Responsible For Verification.
CB Chicora Advantage NMB
3512 Highway 813, Conway, SC - $39,900
All Brick Home On 3.22 Acres With A Long Driveway. Needs Tlc. Country Living Not Too Far From City Of Conway. Long Driveway, Room For A Vegetable Garden. Sold As Is Where Is.
Adkins & Partners Realty, LLC
904 Pearl St., Conway, SC - $45,000
This Property Did Not Flood, Nor Is It Located In A Flood Zone! Home Has Been Taken Down To The Studs. Use Your Imagination To Restore This Home Back To Its Original Glory. Located In The Heart Of Conway, Close To Shopping And Dining.
Realty ONE Group Dockside
2125 Peacock Dr., Conway, SC - $49,900
This Home Has Been Well Maintained For Many Years. The Mobile Home Is 14x56 And The Yard Is Private And Spacious. There Are Two Detached Storage Sheds And A Carport That Will Convey With The Home. The Heating And Cooling Has Recently Been Replaced...
Century 21 McAlpine Associates
4802 Forest Dr., Loris, SC - $50,000
Nice 3bd 2ba Brick Ranch In The City Of Loris And In A Nice Quiet Community. Home Is Only A Short Drive To Shopping And The Hospital And Just Minutes To The Beach. Property Is Being Sold In As Is Condition
McDowell Realty
1304 Snowhill Dr., Conway, SC - $50,000
Prime Location! This Property Is Within Walking Distance To Conway Elementary School And Conway Middle School. It Is Within A Mile Of Grocery Stores, Convenient Stores, Pharmacies, Parks, And Downtown Conway. 3 Bedroom, 1 And ½ Bathroom Home. ...
Brooks Auction Services, LLC
2503 Ladil Dr., Longs, SC - $53,300
3br/2ba Doublewide In The Longs Community. With A Little Tlc This Can Be A Nice Home In A Quiet Neighborhood.
RE/MAX Ocean Forest
1020 Pine St., Aynor, SC - $54,500
Wonderful Town Of Aynor. This Large Brick Home Sits On Over An Acre Of Land At The Corner Of Pine Street And 11th Ave In The Town Of Aynor. Boasting 4 Bedroom 2.5 Baths, Detached Storage, Detached 1 Car Garage And A Huge Yard This Canvas Of A Ho...
Carolina Pines Realty
1026 Kinsington Ct., Conway, SC - $54,900
Don't Miss Your Chance To Purchase This Fully Furnished 3 Bedroom / 2 Bath Home In Conway Plantation!!! This Home Offers A New Metal Roof, 1 Year Old Shed, Carpet & Vinyl Replaced One Year Ago. Everything You Need To Move Right In, Including Washe...
Century 21 The Harrelson Group
7135 Jolly Rd., Conway, SC - $59,000
If You Have Been Searching For The Peace And Serenity Of Country Living At Its Best, Then This 3 Bed 2 Bath Is The Ideal Spot! Situated On A Half Acre Lot And Surrounded By Wonderful Mature Trees, This Home Has Plenty Of Outdoor Space That Your Wh...
Century 21 McAlpine Associates
1701 Freeman Dr., Conway, SC - $59,900
This Home Is Located In Popular And Historic Conway, Sc. This Is The Opportunity To Make It Your Own. 3bdrm/2.5 Ba With Fireplace And Unique Characteristics, Decorative Gate Going Into Spacious And Private Back Yard. Seller Recently Put In New H...
Ace Realty
259 Crystal Ln., Longs, SC - $65,000
Great Deal On A Nice Sized House With A Huge 1,375 Square Foot Detached Garage On A 1 Acre Lot. The Property Has Public Water But There Is A Well Onsite Which Could Be Used For Irrigation Or To Supply The Home. The House And Garage Were Flooded ...
BRG MI
1905 6th Ave., Conway, SC - $65,000
Great Fixer Upper Home On 2 Lots Here Close To Downtown Conway!! Home Has A Lot Of Potential And Other Lot Is Big Enough To Fit Another House. Do Not Miss Out On This Great Opportunity.
Century 21 Barefoot Realty
890 Old Magnolia Dr., Conway, SC - $66,200
This Fantastic Home Comes With A 12 X 20 Soft Wired For Electric Out Building, Adding Huge Value To This Home! Don't Miss The Opportunity To Visit And Tour This 1.5 Year Young Home For Sale In Conway Plantation! This Community Did Not Flood! Great...
Phillips Realty
2828 Dayton Dr., Conway, SC - $67,000
If You Are Looking For An All Brick Home Close To Conway, Call Today To View This Home. This Is The Perfect Handyman's Special For Someone Wanting To Make This Home Their Own Masterpiece. It Has An Open Living Area With A Ceiling Fan And A Forma...
Century 21 Stopper &Associates
3476 Kates Bay Hwy., Conway, SC - $68,000
Great House On 1/2 Acre Lot. Home Is Sold As Is. Needs A Little Tlc And Would Make A Great Home. The Home Has Great Potential. Home Has 2 Bedrooms And 2 Full Bathrooms. There Is A 3rd Room That Could Be Used As A Bedroom Or Extra Storage Area. Lar...
Keller Williams MB S. Realty
554 Summer Dr., Conway, SC - $69,000
If You Are Looking For Convenience At An Affordable Price Then This Is It! This Well Maintained Home Has A Nice Sized And Beautifully Landscaped Yard. Just About 15 Minutes To The Beach And Downtown Conway. Close To Shopping, Medical Facilities, C...
Carolina Pines Realty
461 Summer Dr., Conway, SC - $69,900
3 Bedroom 2 Bath Single Wide On 1/4 Acre Corner Lot With Two Storage Buildings And Privacy Fencing. Easy Access To The Beach And All The Area Has To Offer With No Hoa Fees! Property Being Sold As Is.
Century 21 The Harrelson Group
425 Sandhills Dr., Conway, SC - $69,900
Nice Little Home Has Fenced In Rear Yard. Close To Hospital And Horry-georgetown Tech And Coastal Carolina University
Ray Realty Inc
1022 Kinsington Ct., Conway, SC - $69,900
Immaculate 3 Bedroom 2 Bath Home That Has Been Kept In Outstanding Condition. This Home Features A Bright Open Concept, A Brand New Roof Which Was Installed Early 2019, New Laminate Flooring Throughout, Water Heater Which Was Replaced In The Latte...
Century 21 The Harrelson Group
11954 N Highway 905, Longs, SC - $72,000
Enjoy Country Living In A Quiet Neighborhood With No Hoa So You Can Do A Lot With This Acre And A Half Of Land Such As Adding A Pool Or Garden. There Are Beautiful Flowering Bushes In The Spring As Well! This Split Bedroom Floor Plan Has 3 Bedroom...
CENTURY 21 Broadhurst & Associ
1023 Manor Ln., Conway, SC - $74,900
Move-in-ready!!!! Beautifully Maintained 3 Bedroom 2 Bath Single Family. Large Master Bedroom With En-suite With Double Vanity, With Beautifully Tiled Shower. Enjoy A Spacious Chef's Kitchen. Enjoy All This Community Has To Offer, Beautiful Commu...
Keller Williams MB S. Realty
149 William St., Loris, SC - $75,000
Located On A Half Acre Lot Just Outside The Loris City Limits With Paved Streets And New County Sewer And Water Lines. The Septic Tank Operates Like New And The Water Is Connected To Grand Strand S&w. The Home Was Originally A 1984 Redman Mobile H...
ListWithFreedom.com Inc
3913 Mayfield Dr., Conway, SC - $78,900
This Is The Home For You. 3 Bedrooms And 2 Baths. Lowest Priced In Northlake. Sellers Husband Bought The House And Used It As A Rental. He Died And She Has No Knowledge Of The House.
Ray Realty Inc
417 Bear Grass Rd. E, Longs, SC - $79,000
Great Price To Own A Home Only About 15 Minutes To The Beach. 3 Bedrooms/2 Baths. Roof Is Less Than 2 Years Old. Clean And Neat And Ready To Move In.
Sellers Choice Real Estate NMB
1820 Gemini Circle, Conway, SC - $79,900
Beautiful 3 Bedroom 2 Full Bath Mobile Home In A Quiet Neighborhood In Conway. No Hoa Fees!!! The First Thing You Will Notice Is The New Burgundy Metal Roof That Has Recently Been Added. Throughout The Property You Will Notice A Lot Of Useful Upd...
Realty ONE Group DocksideSouth
1010 Burroughs St., Conway, SC - $84,900
Reduced Price On This One Of A Kind Property In Downtown Conway. Owner Motivated To Sell No Hoa Fees Close To All Shopping And Restaurants
Realty ONE Group DocksideSouth
220 Flag Patch Rd., Loris, SC - $85,000
This Home Has The Potential To Be A Great Primary Or Rental Property. The Lot Is .41 Acres And There Is No Hoa. The Large Yard Has Endless Possibilities For Gardens, Landscaping And Outdoor Storage. The Location Is In A Country Setting, But With C...
CB Chicora Advantage CF
1709 16th Ave., Conway, SC - $87,000
This All Brick, 3 Bedroom 1 ½ Bath Home With No Hoa In The Heart Of Conway Needs Tlc But Has So Much Potential. Just Minutes To The Riverwalk And A Short Drive To Coastal Carolina University, This Home Is Perfect For A First Time Home Buyer Or Fo...
CENTURY 21 Broadhurst & Associ
1798 Heritage Rd., Loris, SC - $89,900
Great Home Located On 1.38 Acres In Loris Sc. This Home Is Perfect For Someone Who Is Looking For A Property With Additional Income Potential. The Owner Can Live In The Main House And Rent Out The Two Additional Homes That Are Also Included With ...
Keller Williams MB S. Realty
2403 Beverly Rd., Conway, SC - $89,900
Absolutely No Flooding. Perfect For First Time Buyer,second Home Or Live In It While You Build Your Dream Home. 3/4 Acre Of Land On A Beautiful Lot With Lots Of Trees. Home Comes With 5 Year Warranty.
Realty ONE Group Dockside
908 E Highway 9 Business, Loris, SC - $89,900
This Home Is Situated In A Very Central Location Of Loris And Sits Directly Across From Loris Middle School, And Within 2 Mile Of Both Loris Middle And Loris High School, Providing Convenience With Anyone With Children. The Home Has New Paint, Bam...
Ace Realty
747 Bucksville Dr., Conway, SC - $89,900
No Flooding, Starter / Investment Brick Home With Oak Wood Floors, In Need Of Updating / Repairs, Out In The Country With No Hoa, Located Near Several Boating Landings For Quick Access To The Waccamaw River
Weichert REALTORS CF
112 Sassafras Ln., Conway, SC - $89,900
Beautiful 3 Bedroom, 2 Bath Home On A Large Private Lot. This Home Features A Spacious Open Floor Plan. Newer Stainless Steel Appliances In The Eat-in Kitchen. The Master Bedroom Has A Private En Suite Bath With Vanity, Garden Tub, And Separate...
Sloan Realty Group
1088 Palm Dr., Conway, SC - $92,900
*** Open House This Sunday May 19th 12-3!!! *** Come Home To A Very Unique, Upscale And Spacious Destiny Manufactured Home With All Of The Upgrades Of Stick-built Homes At A Much More Affordable Price! A 3 Bedroom - 2 Bath With Fireplace, Deck Out...
Weichert REALTORS CF
990 Small Dr., Conway, SC - $94,900
Don't Miss This 3 Bedroom 2 Bath Home With No Hoa!!! Large Living Area With A Fireplace And Sliding Glass Doors Out To Your Huge Deck Overlooking Private Wooded Area! Plenty Of Cooking Space In The Kitchen With Ample Cabinet Space, Nice Size Bedro...
Century 21 The Harrelson Group
376 Pitch Landing Rd., Conway, SC - $95,000
Home Flooded Durning Hurricane Florence. Sold "as Is" Located On About 1.79 Acres Just Outside The City Limits.
Sansbury Butler Properties
1608 Sherwood Dr., Conway, SC - $95,000
Wonderful Opportunity To Start With A Blank Canvas. This Home Flooded After Hurricane Florence In 2018. The Seller Has Already Started The Work To Make Sure The House Is Dry And Clear. It Was Professionally Dried Out After The Flooding And Has Bee...
CB Chicora Advantage NMB
1856 W Highway 9 Bypass, Loris, SC - $95,000
Very Nice 3bd 2ba Home On A 1 Acre Lot In The Country In A Nice Quiet Community. This Is A Great Home And Has Been Well Taken Care Of And Is Move In Ready.
McDowell Realty
1920 Polaris Ct., Conway, SC - $96,900
Country Living With 5 Bedrooms And 3 Full Baths. If You Need A Large Home In The Country Check This Is It. Large Level Sandy Lot That Has A Few Trees Around The Edge Of The Property Line. Home Features Garden Tub And Separate Shower In Master B...
HIGHGARDEN REAL ESTATE
6343 Dongola Hwy., Conway, SC - $99,000
You Don’t Want To Miss This One! This Very Spacious Five Bedroom Five Bath Mobile Home Located On 1.49 Acres With A Very Large Yard, Both Front And Back. Property Is Fenced. There Is An Additional Mobile Home Hook Up On The Property. A Beautif...
CENTURY 21 Broadhurst
305 Summer Dr., Conway, SC - $99,900
Wonderful And Well Maintained 3 Bedroom And 2 Full Bath Home Is Ready To Enjoy. This Home Has Lots Of Upgrades Such As A New Metal Roof, Ceramic Tile In The Laundry And Bathroom Areas And New Electric Service And Laminate Wood Floors Throughout Th...
Jerry Pinkas R E Experts
269 Iroquis Trail, Longs, SC - $99,900
Meticulously Well-maintained Home In The Gated Community Of The Park At Long Bay. Since Current Owner Bought In 2009, Many Upgrades Have Been Done To This 2 Bedroom, 2 Bath Home: New Roof (2010), New Double Pane Vinyl Windows (2010), New Gutters...
RE/MAX Southern Shores NMB
3242 Lake Pond Rd., Loris, SC - $100,000
What A Wonderful Opportunity To Own A Nice Lot In A Popular Area Of Loris. This Manufactured Home Is Waiting For You To Make It Your Own. Huge Decks On Both Front And Back And Also A Ramp On The Front For Easier Access To The Home. Three Bedroo...
Carolina Pines Realty
1304 Restful Ln., Conway, SC - $104,900
This Home Is To Be Built. Buyer Needs To Be Approved For A Construction Loan. Also, We Can Email A List Of Items We Put In Our Homes. We Have Other Homes Under Construction We Can Show Prospective Buyers. Also, If You Have A Plan We Are Willin...
Century 21 The Harrelson Group© Copyright 2019 of the Coastal Carolinas Association of REALTORS® MLS.
IDX information is provided by the Coastal Carolinas Association of REALTORS® for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, data is deemed reliable but is not guaranteed accurate by the MLS.