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All Blog Entries by Robert Ward

Found 3 blog entries published by Robert Ward.

All Buyers including First-time Buyers

 

Here are some tips for all buyers to do, First Check your credit score or if you already have a lender let them check it for you so you will know if you are ready to start shopping for properties.

If you are not already working with a lender then you need to call a few to see which one can get you the best interest rate on a loan. Make sure to tell them you are a first time home buyer (if you have not bought in the last 5 years you may qualify for this always ask)  and see what type of a loan you qualify for. If you are a veteran make sure to ask about VA loans but do not limit yourself to just a VA loan make sure to compare it to other loans because it may not be your best option. 

 

No Down Payment

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Here is a Tip you need to read:  Things to know about Fixer Uppers, Repairs Needed, and  “AS IS” Properties for sale

Any property that is being sold AS IS, That Needs Repairs or listed as a Fixer Upper.

If you need any financing on these types of properties it may be difficult if not impossible to get any type of loan on the property.  

So I would suggest you talk to a lender before you even going out and looking at the property. If you have any inspection, appraisals or anything done you would have to pay for it all up front then if your lender does not approve it you do not get that money back!  Keep that in mind. 

Keep this in Mind also……If a Lender where to finance such properties they will not allow You to do the repairs they would

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Investment Properties, Condo Rentals, Vacation Homes, 2nd homes, Weekend Getaways HOA FEES, Rental Information

From Robert Ward  WaveBeachRealty.com

  

There is a lot to know about purchasing investment/rental properties at the beach and I will do my best to assist you every step of the way.

Here are a few things to look for with investment/rental properties. The first thing is the price, of course. Then Location Location Locations,  the rental history, the taxes, and then the monthly fees. HOA fees are not all created equal! They are determined by the location of the unit in the building (View), what floor its on, the square footage of the unit, how many Amenities the resorts provide, and one of the biggest things is the Insurance on the

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