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All Buyers including First-time Buyers

 

Here are some tips for all buyers to do, First Check your credit score or if you already have a lender let them check it for you so you will know if you are ready to start shopping for properties.

If you are not already working with a lender then you need to call a few to see which one can get you the best interest rate on a loan. Make sure to tell them you are a first time home buyer (if you have not bought in the last 5 years you may qualify for this always ask)  and see what type of a loan you qualify for. If you are a veteran make sure to ask about VA loans but do not limit yourself to just a VA loan make sure to compare it to other loans because it may not be your best option. 

 

No Down Payment

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Here is a Tip you need to read:  Things to know about Fixer Uppers, Repairs Needed, and  “AS IS” Properties for sale

Any property that is being sold AS IS, That Needs Repairs or listed as a Fixer Upper.

If you need any financing on these types of properties it may be difficult if not impossible to get any type of loan on the property.  

So I would suggest you talk to a lender before you even going out and looking at the property. If you have any inspection, appraisals or anything done you would have to pay for it all up front then if your lender does not approve it you do not get that money back!  Keep that in mind. 

Keep this in Mind also……If a Lender where to finance such properties they will not allow You to do the repairs they would

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Investment Properties, Condo Rentals, Vacation Homes, 2nd homes, Weekend Getaways HOA FEES, Rental Information

From Robert Ward  WaveBeachRealty.com

  

There is a lot to know about purchasing investment/rental properties at the beach and I will do my best to assist you every step of the way.

Here are a few things to look for with investment/rental properties. The first thing is the price, of course. Then Location Location Locations,  the rental history, the taxes, and then the monthly fees. HOA fees are not all created equal! They are determined by the location of the unit in the building (View), what floor its on, the square footage of the unit, how many Amenities the resorts provide, and one of the biggest things is the Insurance on the

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  "Sell your home in 90 days or less! Sell your home or we will buy it." These are the words spoken by many listing agents. Their ads are all over the radio and TV. Have you ever wondered how they really do that? Don't wonder! Most don't actually do that!! The key is many, not all, will over promise and under deliver. These agents are good at marketing their services to get the listing of your home. The hardest thing for an agent to do is be upfront with a potential client when discussing listing and marketing your home. It is easy for an agent to tell you what you want to hear and not what you need to hear. Many agents will agree with you on what you think your home is worth just to get the listing agreement signed. Then when the home fails to sell, he

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Here are five reasons listing your home for sale this spring makes sense.

1. Demand Is Strong:  The latest Buyer Traffic Report from the National Association of Realtors (NAR) shows that buyer demand remains very strong throughout the vast majority of the country. These buyers are ready, willing and able to purchase… and are in the market right now! More often than not, multiple buyers are competing with each other to buy a home. Take advantage of the buyer activity currently in the market.

2. There Is Less Competition Now:   Housing inventory is still under the 6-month supply that is needed for a normal housing market. This means that, in the majority of the country, there are not enough homes for sale to satisfy the number of buyers in the market.

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4 Smart Strategies to Pay Off Your Mortgage Fast (Without Going Broke)

By Deborah Kearns | Aug 16, 2017

4 Smart Strategies to Pay Off Your Mortgage Fast (Without Going Broke)

By Deborah Kearns | Aug 16, 2017

For most of us, there's an implicit understanding that buying a home will nearly drain your bank accounts. You'll shell out for the down payment, the home inspection, and—just when you think you're done—the closing costs.

OK, you're forking over a ton of cash upfront, but once you're past that, you're golden, right? You are—until you remember that you have to actually make payments on that mortgage you got. And the interest. For the next 30 years. And 30 years of paying 4% interest on your $200,000 mortgage can seem

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Over the past few years, I have been primarily a buyer's agent meaning that I focused on working with buyers instead of sellers. Within the past year, I have decided to focus more on helping sellers due to a few different reasons. 

1. Being from the area originally, I know the area well and understand the market making it very easy for me to adapt to working with sellers.

2. Being primarily a buyer's agent, I know what buyers look for when making home purchases so I know what to have sellers do to their homes to maximize showings and thus, bringing a qualified buyer quicker.

3. I realized that with the large pool of buyers that I work with and come into contact with, I could probably sell a lot of the homes that I have for sale to buyers I

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In this article, I will explain the differences between purchasing a short term condo versus purchasing a home. There are many factors that come into play and one isn't necessarily better than the other. It comes down to your expectations, amount you are willing to spend, and how involved you want to be with your property. If you want more information on short term rentals in general mostly condos due to their complexity, read my previous article "What to know before purchasing an investment property in Myrtle Beach." Feel free to comment and share!!

 

Short Term Rental Homes Vs Condos.

First, a short term rental is defined as a rental that is on a weekly or monthly basis, also known as a vacation rental (Anything 6 months or longer is usually a

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When looking to buy a home, most will find a home they like and then seek out a bank or lender.  You will typically be advised to speak with someone prior to looking for a home and get pre approved. That is what you will hear from realtors and lenders alike. A pre approval does not guarantee you will be able to buy a home. It is a quick peak at your current status and informs all parties that you have attempted to seek out financing. However, there is a better way to do it. Wouldn't you like to know that when you begin your search for a home you are not just pre approved but you are approved for a loan thru underwriting and once you find your home you can close in two weeks? How is that possible, you may ask. By partnering with Movement Mortgage that is

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